This site contains information on how to help protect yourself from identity theft as well as what to do to if your personal information becomes exposed or if you actually become a victim of identity theft.
What is Identity Theft?
Identity theft occurs when someone uses another person's personal information such as name, Social Security number, driver's license number, credit card number, or other identifying information to take on that person's identity in order to commit fraud or other crimes.
It is a felony in Georgia, under the Identity Fraud statutes (O.C.G.A. 16- 9-120- through 16-9-127) to use someone else's identity.
How to Protect Yourself from Identity Theft
The following tips can help lower your risk of becoming a victim of identity theft.
- Protect your Social Security number. Do not carry your Social Security card or other cards that show your SSN.
- Use caution when giving out your personal information. Scam artists "phish" for victims by pretending to be banks, stores, or government agencies. They do this over the phone, in e-mails, and in postal mail.
- Treat your trash carefully. Shred or destroy papers containing your personal information including credit card offers and "convenience checks" that you do not use.
- Protect your postal mail. Retrieve mail promptly. Discontinue delivery while out of town.
- Check your bills and bank statements. Open your credit card bills and bank statements right away. Check carefully for any unauthorized charges or withdrawals and report them immediately. Call if bills do not arrive on time. It may mean that someone has changed contact information to hide fraudulent charges.
- Check your credit reports. Review your credit report at least once a year. Check for changed addresses and fraudulent charges.
- Stop pre-approved credit offers. Pre-approved credit card offers are a target for identity thieves who steal your mail. Have your name removed from credit bureau marketing lists. Call toll-free 1-888-5OPTOUT (888-567-8688).
- Ask questions. Ask questions whenever you are asked for personal information that seems inappropriate for the transaction. Ask how the information will be used and if it will be shared. Ask how it will be protected. If you are not satisfied with the answers, do not give your personal information.
- Protect your computer. Protect personal information on your computer by following good security practices.
- Use strong, non-easily guessed passwords.
- Use firewall, anti-virus, and anti-spyware software that you update regularly.
- Download software only from sites you know and trust and only after reading all the terms and conditions.
- Do not click on links in pop-up windows or in spam e-mail.
- To file a complaint on fraud, identity theft, or an unfair business practice, visit: ftc.gov/complaint
The FTC PDF documents contain information and forms that are helpful for victims of identity theft.